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It's not just when borrowing money that the score makes a difference, it saw? When you want to rent a house or apartment, many real estate agencies take a look at your score too. If he looks good, the chances of you getting the keys to your new home are much greater.
With a good score, you have more negotiating power. This applies to loans, but also to buying things in installments, like a new sofa or a state-of-the-art cell phone. Stores usually look at your score to know if you can be trusted.
Let's be honest, no one wants to go through trouble, right? Keeping your score up there is a way to avoid problems in the future. So, if something unforeseen happens and you need extra money, it will be much easier to do so.
Consulting the Score for free
First, you need to go to the Serasa website. But hey, be careful not to fall for a fake website, huh? The correct address is this one: www.serasaconsumidor.com.br.
Once there, you will need to create an account. It's quick! They will ask for your CPF and some other information to make sure it is you and not someone trying to impersonate you. Remember: your information is safe with Serasa, so you can fill out everything without fear.
After entering your information, Serasa will send you a code for your cell phone or email, just to confirm it's you. Just enter this code on the website. This step is super important for your safety.
With everything confirmed, you will be able to see your score. Just look on the website where it says something like “Consult my Score”. Did you click? The number that appears is your score, like the grade we talked about before.
And it doesn't stop there, okay? On the Serasa website, you can browse a lot of useful things. You can find out how your score compares to other people's and even receive tips to improve your score.
See how easy it is? No tricks, without paying anything. Now that you know how to check your score for free, how about taking a look every now and then? This way, you keep an eye on your financial health and can chase the loss if your score isn't so good. So, let's check this score?